

While there's no annual fee, it does carry both a balance transfer fee and a foreign transaction fee. The benefits aren't very impressive, but some of them could prove useful given the right circumstances. Two per cent cash back is hard to beat for a card without an annual fee (one per cent at the time of purchase and one per cent when you pay for those purchases). The Citi Double Cash card is a good choice. Citi will also supply you with emergency cash, depending on your cash advance limit.

#Double cash foreign transaction fee free#
Free FICO score: Citi cardholders have free access to check their FICO Bankcard Score 8 credit score.

Citi Entertainment: Gain special access to purchase tickets for entertainment events including concerts, sports events, and dining events.That said, cardholders will still find some of them useful. The Double Cash doesn't have the most impressive perks, but that's to be expected for a card without an annual fee. Keep in mind that redeeming for statement credits will not contribute to your monthly required payment if you carry a balance from month to month (something you should try to avoid in order to reduce interest charges). While redeeming for statement credits is still a good choice, using direct deposit will grant immediate access to your cash rewards rather than lowering the statement balance on your credit card account. The easiest way to redeem rewards will be to utilize the direct deposit option. Cash rewards in the form of statement credits.Travel with Citi's travel partners (learn more about Citi's partners here).Your rewards will never expire, and there is no limit to how many you can earn. However, cardholders can redeem ThankYou points for cash back and more. The card's rewards are earned as ThankYou points rather than cash rewards. If you see inaccuracies in our content, please report the mistake via this form. If we have made an error or published misleading information, we will correct or clarify the article. Our editors thoroughly review and fact-check every article to ensure that our content meets the highest standards. Our goal is to deliver the most accurate information and the most knowledgeable advice possible in order to help you make smarter buying decisions on tech gear and a wide array of products and services. ZDNET's editorial team writes on behalf of you, our reader. Indeed, we follow strict guidelines that ensure our editorial content is never influenced by advertisers. Neither ZDNET nor the author are compensated for these independent reviews. This helps support our work, but does not affect what we cover or how, and it does not affect the price you pay. When you click through from our site to a retailer and buy a product or service, we may earn affiliate commissions.

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